High Value Umbrella

Your homeowners insurance and auto insurance provide liability coverage, but only up to a certain point – not enough to protect your assets if you are found responsible for a serious injury to someone or damage to their expensive property. Data from Jury Verdict Research shows that 14% of personal injury awards exceeded $1 million and 4% exceeded $5 million in 2010. In some cases, verdicts have come in at $10, $20 and even close to $50 million.

And, unfortunately, as a high net worth individual, your chances of being targeted by a liability lawsuit increases.

At Evans, Pires & Leonard, we’re aware of the increased vulnerability our private clients face, which is why we offer high-value umbrella insurance—coverage that expands your protection against liability claims. This excess umbrella coverage can be used to increase your limits of protection from underlying policies, including homeowners insurance, car insurance, yacht insurance and even RV insurance and mobile home insurance, for those with such extended risks.

We’ll help you find a personal umbrella insurance policy that fills in gaps that could be left by your other policies—for example, in cases where certain liability risks are excluded from coverage under a homeowners policy. What’s more, the cost per million dollars in coverage is relatively inexpensive – it can amount to a few hundred dollars.

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    Fill out the form to ask a question or request a quote and it will be answered by one of our insurance experts.

    The potential risk is too high to go without adequate umbrella insurance.

    With Evans, Pires & Leonard, you’re not a policy to us. We create a relationship with our customers through earned trust, integrity, experience, and knowledge. Give us a call at 860.289.6816 or email us, or if you prefer fill out and return the convenient form on this page. One of our professionals will contact you to discuss your insurance needs and our alternative solutions in helping to protect you. Since 1967, we have been serving the communities from Tolland to Glastonbury to Portland and Old Saybrook.